The Larkspur-Corte Madera School District (LCMSD) offers its qualifying employees* and their dependents the following:

• *Qualifying employees are employees working a 0.5 FTE and higher (please see appropriate union contract for qualifying parameters)
• Qualifying employees are entitled to a district paid benefit cap as follows: $22,750 annually ($1,895.83 per month) towards their dental and health benefit plans.
• The district benefit year runs from September 1st of year one through August 31st of year two. Employees qualify on the first day of the month, following the month of hire. Any employee who completes their contract for any given school year (July 1st of year one through June 30th of year two) will have benefits through August 31st of year two. Should an employee leave prior to completing their contract for that school year, their benefits will terminate on the last day of the month for which they actively worked.
• It is recommended that employees enroll any/all qualifying dependents at the time of hire.

LCMSD offers its qualified employees two health care options:

• Kaiser Permanente health benefits with three levels of coverage (all composite rate plans - one rate for all tiers of coverage): HMO Traditional $20 OV, 9-35 Rx, HMO Deductible DHMO $1,000 and HMO HSA $3,000. HSA FAQ's can be found here
• Blue Shield PPO with two levels of coverage with composite rate plans: PPO 80%-L, $30 with RX 9-35 and PPO HSA $3,000 and 1 PPO 2-Tier HSA $5,000 plan that is broken into tiers for Employee Only and Employee plus Children (no spouse or domestic partner coverage). Qualifying dependents can be added at the time of hire or during the district's open enrollment period (currently August).

The LCMSD employees are enrolled in Delta Dental. Enrollment in Delta Dental is non-voluntary. Information regarding the dental policy eligibility and enrollment can be found here. We participate in Delta Dental Premier. Information regarding the coverage, and benefit highlights. Our plan does NOT offer orthodontia coverage. Spouse/domestic partner dependents must be enrolled at the time of hire or when the enrollment is linked to a qualifying event (marriage, domestic partner filing, loss of other coverage). Children dependents, not enrolled at the time of qualification (hire date or birth) can be enrolled up to their 4th birthday.

VSP Eyecare Plan Information

Enrollment in the LCMSD vision program is voluntary. Vision has a one-time (upon employee qualification - usually on hiring) enrollment period. The LCMSD utilizes Vision Service Plan (VSP) for all employee groups. Information regarding the vision policy eligibility and enrollment can be found here. Spouse/domestic partner dependents must be enrolled at the time of hire or when the enrollment is linked to a qualifying event (marriage, domestic partner filing, loss of other coverage). Children dependents, not enrolled at the time of qualification (hire date or birth), can be enrolled up to their 4th birthday.

The district provides and pays for a $20k life insurance plan for every active employee with a 0.2FTE or higher.

EAP Overview

All employees in the district may access free resources if they need help with personal concerns - emotional, marital, financial, interpersonal addiction and recovery, legal, stress and more. Daycare and eldercare referral services are also available. The EAP is available to all members of the employee's household. The EAP is confidential, convenient and free of charge. Please access the EAP by calling 1-800-999-7222 or online at www.anthemEAP.com and enter SISC.

The Calm app uses meditation and mindfulness to help lower stress, reduce anxiety, and improve the quality of sleep. Adult Kaiser members can get the Calm app here at no cost.